A new plan we can offer allows a senior to convert the death benefit of their life insurance policy into a Long Term Care Benefit Plan, which is paid monthly to the care provider of their choice. The money can be used to pay for the cost of skilled nursing, assisted living, or home health care directly every month. Qualifying is quick, uncomplicated, and can be done in less than 30 days with NO cost or obligation. Often, after years of paying premium payments, many life insurance policy owners facing expensive long term care costs will allow a policy to lapse or surrender it for any remaining cash value. This can be a big mistake, when the same policy death benefit could be converted into
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